LIVE ON ASSIGNMENT

Biblical encouragement for ambitious women pursuing purpose without burnout.

How to Stop Overthinking Every Decision: Is It Wisdom or Fear?

Oct 15, 2026

You can sign off on a budget, settle a staffing issue, and make a call in a meeting without blinking. People come to you when they need a decision. But there's one decision you can't seem to make, and it's the one God put on your heart. It's the business idea, the book, the ministry, the role you want to apply for, or the conversation you know you need to have. You've been turning it over for months, maybe years.

If that's you, you're not lazy and you're not indecisive. You're probably overthinking, and overthinking has a sneaky way of looking responsible. It feels like being careful. It sounds like wisdom. But sometimes, as I said on this week's episode, it's really fear wearing a real cute outfit.

Here's how to tell the difference, what Scripture says about readiness, and how to take the next step this week.

5 signs you're overthinking, not preparing

Preparation is good. Research is good. The problem starts when preparing quietly turns into hiding. Here are five signs you've crossed that line.

  1. The research never ends. You've read the books, taken the course, and saved the posts, but there's always one more thing to learn before you can start.
  2. The finish line keeps moving. First it was "when the kids are older," then "when I've saved more," then "when work slows down." Each time you reach the condition, a new one appears.
  3. You need certainty before you'll tell anyone. You won't say it out loud until you can guarantee it'll work, because saying it makes it real and makes it possible to fail.
  4. You shrink it when people ask. You call it a hobby, a someday thing, or "just something on the side," almost like you're apologizing for it.
  5. You keep asking God a question He's already answered. You've prayed about it many times, and the answer has been clear for a while. You're not waiting for direction anymore. You're waiting to feel brave.

If two or more of those landed, keep reading. You're not behind, and nothing is wrong with you. You've just been waiting on the wrong thing.

I lived sign number four for years

I wrote my first book, I Am in Control, released it, and then went quiet. I did it again with the revamp, and again with the devotional and flipbook. When anyone asked, I called it my little side thing. After working so hard for my doctorate and my career, I was embarrassed to say out loud that God had placed something different in me. The calling wasn't unclear. My confidence in it was. I tell the whole story on this week's episode, and I think you'll hear yourself in it. 

For this week's episode, you can Watch on YouTube or listen on your favorite podcast app: Amazon, Apple, or Spotify.

What Scripture says about feeling ready

When God called Moses to go to Pharaoh, Moses asked, "Who am I that I should go?" (Exodus 3:11, ESV). God never answered with a list of Moses' qualifications. He answered, "But I will be with you" (Exodus 3:12). When Moses objected that he wasn't a good speaker, God said, "Now therefore go, and I will be with your mouth" (Exodus 4:12). The assurance never came from Moses' readiness. It came from God's presence.

The same is true for you. Hebrews 13:20–21 says God will "equip you with everything good that you may do his will" (ESV). If He assigned it, He's equipping you for it, sometimes before you start and often along the way. That's why the book puts it this way: "Stop measuring your assignment against your résumé, and stop allowing fear to make decisions that belong to faith."

This doesn't mean jumping without thinking. James 1:5 promises that if you lack wisdom, you can ask God and He will give it generously. Asking for wisdom is wise. But wisdom is something you ask for and receive, not a feeling you wait around for.

Wisdom or fear? A quick check

Wisdom and fear can sound almost the same in your head. Read through these pairs and notice which column sounds more like you lately.

Wisdom sounds like

Fear sounds like

"I need to ask God for direction."

"I need to wait until I feel confident."

"I need to know the next step."

"I need to know how the whole thing turns out."

"I'll prepare for this specific thing by this date."

"I'll start once I'm more prepared." (No date, no plan.)

"God hasn't made this clear yet, so I'll keep seeking Him."

"God has made this clear, but what if people judge me?"

"Is this mine to do in this season?"

"Who am I to do this?"

If most of your thoughts landed on the right side, here's the truth: "Sometimes, what sounds like, 'I am just waiting on God,' is really, 'I am afraid to move.'" Naming it is the first step to deciding differently.

How to take your next step this week

You don't need a five-year plan to obey. You need one honest look and one faithful step. Give yourself 15 minutes with a pen and walk through these four steps.

  1. Name the one decision. Not the whole list, just one. Write it in a single sentence, like "Apply for the director role" or "Outline the first chapter of my book." A specific decision is much harder to hide from than a vague dream.
  2. Finish the sentence "I'm waiting until ___." Write whatever comes up first. Then ask: is this a real condition God has given me, or one I keep moving? "Until I finish my certification in May" is a plan. "Until I feel more confident" is a feeling.
  3. Bring it to God and ask for wisdom. Pray James 1:5 over it, then ask Him directly, "Is this wisdom or is this fear?" Write down what you sense, and test it against Scripture and what He's already shown you.
  4. Choose one small step for the next three days. Make it small enough that you can't talk yourself out of it: send the email, book the meeting, fill out the form, tell one trusted person, or block 30 minutes on your calendar to start. Then put it on your calendar.

After you take that step, write down what happened, even if it's small. Confidence usually doesn't come before obedience. It comes from it. Each step you take becomes evidence that God is meeting you there, and that evidence makes the next step easier.

What if the honest answer is "wait"?

Sometimes you'll go through these questions and realize God really hasn't spoken yet. That's okay. Waiting on God is obedience too. The difference is that faithful waiting is active. Keep praying about it, keep reading His Word, and do what is already in front of you with excellence. Write down what you're waiting for and set a time to revisit it, so the waiting stays faithful instead of quietly turning into hiding.

Your Destiny Decision for this week

A Destiny Decision is a choice you make from who God says you are, instead of letting fear, pressure, or other people's expectations make it for you. This week, I want you to decide this:

I don't have to feel ready to be obedient. God already equipped me for what He has assigned me.

That decision is the heart of Chapter 3 of my new book, Destiny Decisions, "Stop Waiting to Feel Ready." The book walks you through how to recognize what's been deciding for you and how to make choices from who God says you are. The chapter closes with a decision I pray you'll make too: "I decide to operate out of obedience instead of fear and doubt."

The presale is open now. When you preorder, you'll get a signed copy, plus Before the Book, a free seven-day Destiny Decisions companion, so you can start practicing right away. Preorder at mindsetpush.com/destiny-decisions.

What's the one decision you're done circling? Tell me in the comments. I want to celebrate that step with you. Now, let's go be great, y'all!

SUBSCRIBE FOR MONTHLYĀ CONNECTIONS

Discover biblical encouragement, mindset shifts, and practical tools to help you walk in God's purpose with peace, confidence, and clarity.

We hate SPAM. We will never sell your information, for any reason.